Privacy
What we collect, and what we do with it.
This site collects only what you type into its forms. This notice says what that is, why, who reads it, how long we keep it, and how to ask about it.
Harborlight Multi-Purpose Cooperative (“the cooperative”) is the personal information controller for this website, at 2/F Harborlight Center, 18 Lantern Street, Barangay Kamputhaw, Cebu City 6000. We follow the Data Privacy Act of 2012 (Republic Act 10173), its implementing rules and the issuances of the National Privacy Commission.
What each form collects
Membership application
- What: Your name, birth date, sex, civil status, home address, mobile number, e-mail, occupation and employer, the office you chose, the seminar you booked and the shares you mean to subscribe.
- Why: To book your Pre-Membership Education Seminar, for the board to decide your admission, and — once admitted — to open your membership record, as the Cooperative Code (RA 9520) and the CDA require.
- How long: If admitted, for as long as you are a member and ten years after (tax and CDA records). If not admitted, one year from the board's decision, then deleted.
Contact form
- What: Your name, e-mail, mobile number if you give it, the topic, the office and your message.
- Why: For that office to answer you.
- How long: Two years from our last reply.
Member portal sign-in
- What: Your e-mail on file and the one-time code we send to it; a loan application you send from the portal (amount, term, purpose, co-maker's member number).
- Why: To show your own shares, savings, loans and dividends to you and nobody else, and to pass your loan application to the credit officer.
- How long: The code works once for ten minutes; sign-ins are logged for your account's security. A loan application is kept with your loan records.
Who reads it
The membership desk and the board for applications; the credit officer and the credit committee for loan applications; the office you wrote to for messages. Members never see each other’s accounts. The Cooperative Development Authority, the BIR and the external auditor receive what the law requires. We do not sell your details.
What this website keeps in your browser
mutual-theme(local storage): whether you chose the light or dark look.mutual-opened(session storage): that the opening animation has played this visit, so it plays only once.mu_portal(a cookie, only after you sign in): keeps you signed in to the member portal. It holds no personal details and ends when you sign out.
No analytics, no advertising pixels, no tracking cookies. The spam check on our forms is Cloudflare Turnstile, which checks your browser to tell a person from a bot; Cloudflare’s own privacy policy covers it.
Your rights
You may ask what we hold about you, have it corrected, object to its use, have it erased or blocked where the law allows, take a copy of it, and complain to the National Privacy Commission. Write to our data protection officer at members@example.com or call (032) 555 0186 · 0917 555 0186. We answer within fifteen working days.